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“Your expertise in
re-financing our house is very much appreciated. It is a pleasure dealing with your group.”

Jim and Pat Shand

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Creativity, teamwork and dedication

Company Overview
Whether you're buying a house or refinancing your current home—a home loan is an important financial decision. Our goal is to simplify the process and help you select the loan that best meets your financial objectives.

When it comes to mortgages, experience counts. We enjoy long-term working associations with our lenders. We know their quirks. They know we'll submit a complete and thorough loan package. This experience means you'll receive the best rates available with no surprises at closing.

We're tough negotiators, yet approachable by our clients. We go out of our way to help educate first time buyers. An important ingredient in our success is our dedicated support staff. Any one in the office is able to answer questions and update you about the status of your loan.

We're a local company and plan to stay that way. It's the only way we know how to offer the personalized mortgage services our clients have come to expect.

Team Profiles
Stephanie O. Woodward
Started Woodward O'Connor Mortgage Associates in 1988 and is licensed by the Department of Real Estate. She brings a wealth of knowledge about loan products and real estate throughout California. Her goal is to identify the loan products that best meet financial objectives at the best possible rates. She helps her new buyers understand how to purchase their first home and over the years has helped with their real estate investments. She has built long term customer relationships. Every client is treated like family. (email)
   
Rebecca Riccabona Has been in the mortgage industry since 1994. She is licensed by the Department of Real Estate and has extensive knowledge regarding the loan process from beginning to end. She is devoted to keeping her clients informed and prides herself on making sure every transaction closes in a timely manner. She feels there is a plan for everyone and loves helping families realize their dreams of becoming homeowners. Her motto is there is never any loan too difficult! Rebecca has been a resident of Santa Cruz County for over 45 years and is the proud mother of five children. (email)  
Emily Gullixon Is that ever cheerful voice you hear each time you call our office. Between phone calls she keeps the flow going, the paper work filed, and the database up to date . She is familiar with all of the clients files, processes them from start to finish and always gets the job done! Emily's two children are both graduates of UCSC.

(email)
   


   

 

 

 

Equal Housing Lender

California Loan, Low Mortgage Rate Products with Great Service

Woodward O'Connor Mortgage Associates
4980 Capitola Road, Capitola CA 95010
Ph. 831-479-3303
Fx. 831-479-3307
www.woodwardoconnor.com
loans@woodwardoconnor.com

©2006 Woodward O'Connor Mortgage Associates.
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California Home Loans • Mortgage Rates • Refinance Specialists • DRE#06634160