Woodward O'Connor Mortgage Associates, CA -Residential loans Fixed Rates with 15, 20, 30 or 40 year amortization Intermediate Adjustable Rate Mortgages (ARM) with fixed rates for 3/5/7/10 years Adjustable Rate Mortgages Home Equity loans and lines of credit Specialized loans Reverse Mortgage Interest only loans Stated Income / Stated Asset No Doc (no income, no asset, no employment) CalPERS VA 100% financing Vesting in Trust On title only (not on loan) Non-occupant co-borrowers Non-residential loans Lot and construction loans Construction to permanent financing Multi-family units Commercial lending Investment properties Additional mortgage services Equity buy-out Pre-purchase planning and loan pre-approval

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“You're always there, making new things possible. It's a pleasure to work with you.”
Kevin Muir and Burnne Yew

ADDITONAL MORTGAGE SERVICES

Equity Buy Out
When partners or spouses separate, often one party will want to buy the other person's equity in the property. This entails a refinance that allows enough cash to be pulled out to pay off the party who will not be keeping the house. There are many options available for loans and documentation including adding another co-borrower who does not live there to help qualify for the loan.

Pre-purchase planning and loan pre-approval
We can help determine how much money you'll need to purchase a home, what price range home you can buy, and how to improve your credit rating. We'll provide a letter to the realtor stating you've been pre-approved for a loan.

Woodward O'Connor Mortgage Associates
4980 Capitola Road, Capitola CA 95010
Ph. 831-479-3303
Fx. 831-479-3307
www.woodwardoconnor.com
loans@woodwardoconnor.com

California Home Loans • Mortgage Rates • Refinance Specialists