| FORMS & STATEMENTS: |
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Loan Application (online form or download pdf / spanish)
(If you do not know something, leave it blank. We can always add the information later.) |
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Release Authorization (download pdf) |
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Borrowers Certification (download pdf) |
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Equal Credit Opportunity Notice (download pdf) |
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Mortgage Broker Fee Disclosure (download pdf) |
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Homeowners Insurance Information, for Refinance only (download pdf) |
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Bank Statements for all accounts (including retirement, 401K, 203B, etc) |
EMPLOYED APPLICANTS. Do you get a regular pay stub? |
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Pay stubs covering 1 full month |
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W-2 for previous two years |
SELF EMPLOYED APPLICANTS. Fully documented income generally means better rates. Let us look and see if we can use your tax returns. |
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1040s including all schedules and statements for past two years. |
ADDITIONAL ASSETS:
RENTAL PROPERTY. Do you own rental property? |
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1040s including all schedules and statements for past two years |
COMPANIES. Do have ownership in other companies?
If you own less than 25%: |
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K-1s for past two years |
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1040s including all schedules and statements for past two years |
| If you own 25% or more: |
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Federal returns (1120, 1120S, 1065, etc) for all entities |
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1040s including all schedules and statements for past two years |
OTHER INCOME
ALIMONY, CHILD SUPPORT |
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Complete divorce decree |
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Marital Settlement Agreement |
| PENSION, SOCIAL SECURITY , RETIREMENT, DISABILITY |
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Award Letter |
BONUS, COMMISSION
Is it 25% or more of your total income? |
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1040s including all schedules and statements for past two years |
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