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“You're always there, making new things possible. It's a pleasure to work with you.”
Kevin Muir and Burnne Yew


 
More information upfront...

We are glad to work with you to evaluate various mortgage products, walk through the loan application and approval process, and explain the meaning of industry terms. If you would like to research additional information on your own, here are a few of our favorite sources. Also see below for printable versions of the forms necessary for your application.

Links
Mortgage Bankers Association of America Consumer Information

The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.
 
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
 
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
 
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.

PDF Forms
Adobe Acrobat Reader is required in order to view these documents.  If you do not have Acrobat Reader, click here to download it

Loan Application (Spanish version) (online version)
Release Authorization
Borrowers Certification
Equal Credit Opportunity Notice
Mortgage Broker Fee Disclosure
Homeowners Insurance Information

 

 

Equal Housing Lender

Real Estate Loan Documents and Resources

Woodward O'Connor Mortgage Associates
4980 Capitola Road, Capitola CA 95010
Ph. 831-479-3303
Fx. 831-479-3307
www.woodwardoconnor.com
loans@woodwardoconnor.com

©2006 Woodward O'Connor Mortgage Associates.
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